| Contents: | Higher Deductible Philosophy | | Worried about insurance, San Marcos officials kept fire risk map secret | | POWAY: Consultant preparing portable maps for city's high-risk fire areas | | Tea Fire Victims File Suit | | Fourmile Fire victims' financial need greater than available resources | | Boulder County launches recovery center for property owners affected by the Fourmile Fire | | Surviving the Tea Fire and Moving On | | S.B. COUNTY: Supervisor calls for mountain escape study | | Prosecutors: Bogus San Bruno victim wanted it all | | | | Don't forget you can donate your cars, trucks, boats, RVs, motorcycles, running or non-running to benefit CARe. Just click here to contact Cars for Causes on their website or call 800-766-CARE and specify Community Assisting Recovery as the cause of your choice. | | | | | | Higher Deductible PhilosophyI didn't write this, but when I found it I thought I would pass it along. From what I've seen, this philosophy really works to your advantage. Insurance should only be used for large claims anyway as multiple little claims has the potential increase your premium or even have your coverage dropped. On with the article. ---Adopting an overall higher deductible philosophy can save you tons of money over the years. Spell that $M$O$N$E$Y$ in your pocket! Let me show you how it works.Read More: Read More | | | | Worried about insurance, San Marcos officials kept fire risk map secret For five years, San Marcos city officials kept from public view a color-coded map showing varying degrees of risk to residents from catastrophic wildfires ---- including two neighborhoods judged to be in "extreme" danger of property loss, death or injury ---- for fear insurance companies would use the information to justify dropping policies or hiking rates, officials have acknowledged. In 2005, San Marcos commissioned a study to assess wildfire risks for the city's communities. The study rated two communities as having "extreme" and five as having "very high" risks during wildfires. City officials said in a series of recent interviews that they decided not to publicly release a color-coded map from the study that marked Coronado Hills and neighboring Attebury in a shade of deep red ---- signifying extreme wildfire hazard ---- opting instead to circulate a version showing all wildfire areas in a uniform shade of green. --- | POWAY: Consultant preparing portable maps for city's high-risk fire areas Firefighters racing toward flames in any of Poway's most dangerous fire areas will soon go in with a color-coded map showing detailed information about the terrain, water availability and other conditions they will face. Fire Chief Mark Sanchez said Friday that Colorado-based consulting firm Anchor Point Group is finalizing the map, officially known as a pre-incident fire plan. When it is finished, the document will be a portable version of a large-scale map that identifies parts of the city that face an extreme wildfire risk, he said. --- | Tea Fire Victims File Suit Lance and Carla Hoffman, the young couple badly burned when they tried to escape the Tea Fire as it raged around their rented home on Mountain Drive the night of November 13, 2008, have filed a civil lawsuit against the 10 people alleged to be responsible for the fire, as well as the owner of the Tea Garden property. The suit, filed Wednesday in Superior Court, alleges negligence, negligence per se, public nuisance, private nuisance, and premises liability. --- | Fourmile Fire victims' financial need greater than available resources [note from Lila: ]This guys underinsurance issues are too familiar. I couldn't hold back from commenting on the ignorant "he made his bed now lie in it" comments by members of this fellow survivor's community. Do the comments below the article sound familiar to you? --- Lewis Perkins is 64. Until September, he'd lived in the same modest cabin in Gold Hill for 42 years. Next month, he will have had the same home insurance policy for 26 years. But in September, when his home burned to the ground in the Fourmile Fire, Perkins realized, quickly and painfully, that he was catastrophically underinsured. Now, more than two months after the fire, Perkins -- an ironworker who has been without a steady job for a year and a half -- is struggling to figure out how he will ever afford to rebuild his home or even replace the tools and small welding shop that were also destroyed in the blaze. --- | Boulder County launches recovery center for property owners affected by the Fourmile Fire Boulder County has set up a Fourmile Fire Recovery Center so that victims of the fire will have a one-stop shop to deal with issues around rebuilding, debris removal, erosion control, re-vegetation, transportation, wildfire mitigation and any other recovery issues that arise. The county also has a separate Fourmile Fire Assistance Center, which is set up to help victims with financial support, housing, health and mental health issues. --- | Surviving the Tea Fire and Moving On Santa Barbara/Montecito - This weekend marked the second anniversary of the destructive Tea Fire that destroyed 210 homes. The fire burned nearly 2,000 acres and started near the historic Tea House in Montecito. By the time the flames were finally extinguished 20 people were injured and damages were in the millions. --- | S.B. COUNTY: Supervisor calls for mountain escape study A new San Bernardino County study will examine the kinds of issues faced in evacuating the San Bernardino Mountains during a major disaster such as a wildfire. Supervisor Neil Derry, who asked for the study, said while emergency agencies have evacuation plans in place for such events, a full comprehensive study has yet to be done. --- | Prosecutors: Bogus San Bruno victim wanted it all SAN BRUNO -- A seventh person has been charged with posing as a victim of the San Bruno natural gas pipeline explosion after she told relief workers that she wanted everything they were offering, a prosecutor said Thursday. Jacqueline Antoinette Turner, 23, pretended to live in the neighborhood that was affected by the blast even though she is a resident of San Francisco, said Steve Wagstaffe, San Mateo County's chief deputy district attorney. --- | | | | When the Japanese mend broken objects, they aggrandize the damage by filling the cracks with gold. They believe that when something's suffered damage and has a history it becomes more beautiful. Barbara Bloom
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