Sunday, December 19, 2010

Re: [californiadisasters] Batten Down Your Hatches!



When a wildfire burns your home you will be costing the other folks whom have coverage with your insurance provider plenty of money.... insurance companies don't pay for disasters.... the insured do!
Furthermore, any shortfalls in your insurance may be covered by state and federal assistance which will definitely be paid by the rest of us which is okay.... just sayin'......

When wildfire merely threatens your home it you will be costing the taxpayer money due to suppression costs related to structure protection costs for your particular home..... just sayin'.....

You may feel like you live on an island and are not connected to the rest of us but you most certainly are connected to the rest of us.

Kimmer


On Sun, Dec 19, 2010 at 6:03 PM, Hadziin <hadziin@softhome.net> wrote:
 

I just love simplistic answers.
What you seem to be saying is that those who do not love the sound of the wild asphalt
are costing you money. I wish you could see my homeowners insurance bill.
I live where I do by choice and pay the premiums to live here. I don't count on federal relief to protect my home!

From: newnethboy
Sent: Sunday, December 19, 2010 7:11 AM
To: californiadisasters@yahoogroups.com

Subject: Re: [californiadisasters] Batten Down Your Hatches!

The real solution for this is to:

1. Not live in the urban-wildland interface, or

2. Manage one's property in a manner that minimizes personal risks.

There is much area that's not anywhere near the fire danger or the mudflow
danger after a fire. (In the UWI, the danger of fire exists at almost any
time--the exception being right after a fire. The danger of mudflow is
limited to a year or two after a fire, so prep is different.)

Unlike being in a tornado or hurricane area, the fire danger here is quite
limited to specific places.

But still, those who choose to live in UWI areas are, in fact, in the same
position as those in, say, New Braunfels, TX, who've built and rebuilt in a
floodplain and rely on Federal disaster relief to keep rebuilding. You and
I, who plan and protect ourselves, still have to pay for these people who
don't.




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